VGZ, FBTO, and Aevitae Offer the Most Choice for Fysiotherapie Insurance in Heerde

Vergelijkingssite Overstappen.nl: VGZ, FBTO, and Aevitae Lead in Fysiotherapie Contracts

If you live in Heerde and are considering adding fysiotherapie to your health insurance policy next year, VGZ, FBTO, and Aevitae are likely your best options. According to data from comparison site Overstappen.nl, these insurers provide the most choices, with a higher likelihood of a nearby fysiotherapist having a contract with them.

Contract Comparison per Postcode

Overstappen.nl compiled a detailed overview per postcode, highlighting the number of contracted physiotherapists per insurer in the vicinity. This information is crucial for insured individuals as it directly impacts the reimbursement they receive. For instance, Zilveren Kruis, a leading insurer, fully covers costs at contracted fysiotherapy practices. However, if there is no contract, only half of the standard rate is reimbursed, necessitating additional payments or potentially seeking care further away.

Important Deadlines and Considerations

It is essential to note that the data collected by Overstappen.nl reflects the contracts in mid-December, which may still be subject to change. Individuals seeking a different health insurance policy must cancel their current one before the year-end and can switch until January 31st. It is also advisable to consider supplementary insurance as a basic policy often does not cover fysiotherapy costs.

Varied Options Across Heerde

The choice of insurer and location within Heerde significantly impact the availability of contracted fysiotherapists. For example, residents with a VGZ policy in postcode 8191 have all five nearby fysiotherapists under contract, whereas FBTO policyholders in postcode 8194 only have two of the five contracted.

Insurer Rankings and Insights

Based on the aggregated data, VGZ, FBTO, and Aevitae offer the most options in Heerde, averaging four contracted fysiotherapists out of the five nearest. Conversely, CZ, Menzis, asr, ONVZ, Salland, and Stad Holland provide slightly fewer choices with an average of three nearby fysiotherapists under contract.

Additional Information on Fysiotherapy Coverage

While the number of contracted fysiotherapists is crucial, personal preferences and medical needs also play a role. It is common for individuals to face challenges if their preferred therapist is not contracted with their insurer. Moreover, as the total number of fysiotherapists declines, this may lead to increased waiting times, especially with rates at 35 euros per half-hour.

Fysiotherapie in Health Insurance Policies

Children have fysiotherapie coverage in their basic health insurance, with up to nine initial treatments and additional sessions if needed. Chronically ill minors receive full coverage, while adults usually cover the first twenty sessions and rely on their basic insurance thereafter. For most in the Netherlands, supplemental insurance or self-payment is necessary for fysiotherapy services.